Seamless, secure & reliable online payment experience.

Privacy Policy:

PayTime Privacy Policy is designed and developed to address the privacy and security of your personal information provided to us.

Personal Information:

€œ Personal information is any information that can be used to uniquely identify, contact, or locate an individual. In this Privacy Policy, sensitive personal data or information provided by the user at the time of registration and while using our services are considered as a part of personal information.

In order to provide our customers with the services, processing of the information relating to the customer is required. We collect and store your personal information during the course of user associations with us. Personal information may include:

• Name
• Phone number
• Residential address
• Email address
• Password
• Date of birth
• Documents such as Citizenship certificate, PAN, VAT

We may also collect information about you from other sources, such as through your contact with us, including our customer support team.

How We Use the Personal Information We Collect:

‘PayTime’ collects your personal information for the variety of regulatory and business reasons. We use information we collect for the following purposes:

• To provide PayTime Services and customer support;
• To process transactions and send notices about your transactions;
• To verify your identity, including during account creation and password reset processes;
• To respond to your request for service or assistance
• To perform market analysis, market research, business and operational analysis
• To manage risk, or to detect, prevent, and/or remediate fraud or other potentially prohibited or illegal activities;
• To detect, prevent or remediate violations of policies or applicable user agreements;
• To improve the Paytime Services by customizing your user experience;
• To manage and protect our information technology infrastructure.

Protection of information:

We are aware of the importance of the data we collect from our website and therefore we use advanced, physical, technical and administrative security measures to protect such information. We take reasonable precautions to protect such information from loss, misuse and unauthorized access, disclosure, alteration and destruction. We use technologies like firewalls, data encryption, physical access control to our data center and information access authorization control.

Disclosure and transfer of personal information:

We may use some of your information for internal assessments, customer support, customer identity and related activities.

We may transfer personal information or other information required for completing the transaction to the third parties and our merchants. While we are required to comply with the instructions of our Merchant, we are still committed to protecting the confidential information of our customers, and have adopted this Policy to protect Personal Information.

Terms and Conditions:

Please read these terms carefully before using this service.

By registering for the PayTime Services, we understand that you have read all our Terms and Conditions and agree to be bound by them.

Registration:

In order to register for a PayTime account, you may be required to submit personal information, including but not limited to your Name, Mobile number, E-mail address, Date of Birth, and Permanent Account Number (PAN), Citizenship number or any other identity and address. You agree that the personal information you provide to PayTime upon registration and the times you use our services will be true, accurate, current and complete. You agree to maintain and update the personal information and to keep the personal information true, accurate, and complete at all times.

The registration process requires you to create a unique username and password. You shall be fully responsible for maintaining the confidentiality of your account details. You shall be responsible for all the transactions undertaken from your account.

Upon providing any kind of false, inaccurate or incomplete personal information, PayTime holds the right to suspend or terminate your account created on the website of PayTime and can refuse to provide any services thereafter.

It can be noted that PayTime handles all the personal information in accordance with the provisions of the applicable law. PayTime is at all times sensitive towards your information. You hereby acknowledge that PayTime does not sell or rent any of your information: both personal as well as non-personal provided at the time of registration on the website of PayTime.

Forbidden Conducts:

By accessing or using the PayTime Platform or by availing PayTime Services, you agree not to:

• violate the Terms & Conditions;
• infringe our or any third party’s intellectual property rights, rights of publicity or privacy;
• use PayTime services if you are under the age of 18 without parental sponsor;
• reverse engineer, decompile, disassemble or otherwise attempt to discover the source code of as regards PayTime Services or PayTime Platform or any part thereof, except and only to the extent this is expressly permissible by applicable law;
• use any robot, spider, other automatic device, or manual process to monitor or copy the PayTime Platform without prior written permission;
• sell the PayTime Services, information, or software associated with or derived from it;
• interfere or disrupt the PayTime Platform or networks connected to the PayTime Platform;
• use the PayTime Services or the PayTime Platform in any manner that could damage, disable, overburden, or impair it;
• provide inaccurate , false or misleading information;
• use the PayTime Services in a manner that results in or may result in complaints, disputes;

Trademark, Copyright and Restrictions:

The Application and the Website are proprietary software developed and made available exclusively by the Company. The Company is the sole owner of the Application and the Website, and all software created to make the Application and Website available to you. All content on the Platforms, including, but not limited to, designs, text, graphics, graphs, images, information, logos, button icons, software, audio files and any other content (“Content”) are the exclusive and sole property of the Company. 

All icons and logos are trademarks of and proprietary to the Company. The unauthorized copying, modification, use or publication of these marks is strictly prohibited. Systematic retrieval of the Company’s Content to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) without written permission from the Company is prohibited.

No content may be copied, reproduced, republished, sold, downloaded, posted, transmitted, or distributed in any way, or otherwise used for any purpose, by any person or entity, without the Company’s prior express written permission.

Any unauthorized attempt to modify any Content, to defeat or circumvent any security features, or to utilize the Platforms or any part of the Content for any purpose other than its intended purposes is strictly prohibited.

In no event, PayTime, directors, employees, agents will be liable to you for any damages, liabilities, losses, and causes of action arising out of or relating to our Terms and Conditions.